Real estate appraisal services for homeowners in the city of Mission Viejo and Orange County

See the top seven reasons CA homeowners order from A.M. Appraisal:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a CA property tax assessment
  3. To lower their mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a CA divorce, when real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate in Orange county or CA

Own a house in or near Mission Viejo, CA and need help deciding the value of it?
Contact A.M. Appraisal.

We at A.M. Appraisal understand the special needs of a homeowner seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at A.M. Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value report than yours.

Need to remove PMI?

A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We are veterans in helping folks just like you rid themselves of unneeded and unwanted PMI insurance.

Challenge Tax Assessment

Lets say your house is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an expert appraisal from A.M. Appraisal is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. An appraisal from A.M. Appraisal can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would prefer to have an expert double-check it for accuracy or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from A.M. Appraisal can go out and check the subject and comparables in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.