Appraisal services for Mission Viejo and Orange County homeowners
See the top 7 reasons why CA homeowners need A.M. Appraisal:
Need help deciding the value of your home in or near Mission Viejo, CA?
We at A.M. Appraisal understand the individual needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at A.M. Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value report than yours.
Appraisals to cancel PMI
A popular way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At A.M. Appraisal, we're seasoned in helping folks just like you remove undesirable PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if your home not appreciating as much as other homes close to yours. That means you're most likely paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from A.M. Appraisal is your #1 weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can this be difficult from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. A.M. Appraisal can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just accepted a copy of your appraisal and you'd wish to have an expert double-check it for verity or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? A.M. Appraisal can We can assist you. Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home.