A.M. Appraisal

We assure you that A.M. Appraisal is an FHA-approved appraisal provider in CA. This means that we are certified and approved by the FHA to do appraisals for house loans insured by them. A certain amount of the ongoing training our staff at A.M. Appraisal undergoes deals precisely with decoding the FHA's documentation and their rules and procedures.

Be sure to contact A.M. Appraisal if you need an appraisal done for an FHA-secured loan.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA loan, it means it is secured by them. The lending company takes care of all the loaned money; the FHA simply secures the loan through mortgage insurance in case the borrower defaults on his or her loan. Low-income and moderate-income consumers benefit from an FHA-secured loan; the purpose of the Federal Housing Administration is to assist credit-worthy potential buyers to meet expectations and requirements for lenders that they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the Federal Housing Administration provides are incredibly helpful to buyers with less starting capital.